401k Max Contribution 2025 Married Man. Of note, the 2025 pretax limit that applies to elective deferrals to irc section 401 (k), 403 (b) and 457 (b) plans increased from $22,500 to $23,000. The 2025 contribution limit for 401(k) plans is $23,000, up from $22,500 in 2023.

The contribution limit for simple 401 (k)s is $16,000 (up to $19,500 if you’re 50 or older). The contribution limit for employees who have a 401 (k) plan is $23,000 in 2025.